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James D. Miller, Jr. Insurance Agency
Business & Commercial Insurance, Bakersfield, Morro Bay, Ventura, California Bakersfield, CA
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661-871-9504
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Landscaping
The James D. Miller, Jr. Insurance Agency is a multi-line agency, providing personalized insurance coverage for families and businesses. We Proudly serve clients in Bakersfield, Morro Bay, Ventura, California. Our services include Business & Commercial Insurance. 
Landscaping
Trim, shape and manicure your business with this program designed for landscape contractors providing lawn care, sprinkler maintenance and installation, and incidental tree-trimming services. Incidental snow removal is allowed for an extra charge.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Errors and Omissions - Policy Limits
- Blanket Additional Insured Endorsement available
- Property Damage Extension (Care, Custody and Control) - Policy Limits up to $300,000 Occurrence/Aggregate
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Lost Key Coverage -$25,000 Limit
- Pesticide/Herbicide Applicator Coverage - Policy Limits
- In-transit Pollution Coverage - $25,000 per Occurrence/$100,000 Aggregate
- Property Damage Extension (Care, Custody and Control)-$5,000/$25,000 is included; higher limits are available
Deductible:
- Minimum $500 Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Contractor's Equipment
- Outside Signs
- Valuable Papers
Crime
- Inside the Premises - Theft of Money and Securities
- Outside the Premises