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James D. Miller, Jr. Insurance Agency
Business & Commercial Insurance, Bakersfield, Morro Bay, Ventura, California Bakersfield, CA
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661-871-9504
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Apartment Insurance
The James D. Miller, Jr. Insurance Agency is a multi-line agency, providing personalized insurance coverage for families and businesses. We Proudly serve clients in Bakersfield, Morro Bay, Ventura, California. Our services include Business & Commercial Insurance. 
Apartment Insurance
Move in on new business with this program designed to cover apartment buildings, complexes and rooming and boarding houses with five or more units.
General Liability
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Hired and Non-owned Auto
Included Coverages:
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
Deductible:
- No Deductible Required
Property
- Basic, Broad or Special Form
- Replacement Cost or ACV
- Building
- Contents
- Business Income
- Equipment Breakdown
- Accounts Receivable
- Computer Equipment
- Outside Signs
- Valuable Papers
- Food Spoilage
Crime
- Inside the Premises -Theft of Money and Securities
- Inside the Premises - Robbery or Safe Burglary of Other Property
- Outside the Premises